Personal Insurance

Personal Insurance

Protecting your family and personal belongings is the primary concern for any family. At Waldorff Insurance & Bonding, our Personal Insurance Specialists work with you to develop a custom-tailored insurance program that will allow you to protect your family, home, auto and other valuables at competitive pricing.

Auto Insurance

To properly protect yourself from the always present danger of huge awards for car accident liabilities, it is extremely important to maintain the correct level of coverage for your circumstances.


If you have any questions about what kind auto or motorcycle coverage is right for you and your family, we have experts to walk you through each of our excellent plans available through reputable insurers, and will be happy to help you pinpoint the coverage best suited for you and your family.

Person Showing Graphical Concept of Car Insurance — Fort Walton Beach, FL — Waldorff Insurance & Bonding

Compulsory Auto Coverage

  • Bodily Injury to Others
  • Personal Injury Protection
  • Bodily Injury Cause by Uninsured Auto
  • Damage to Someone Else’s Property

Optional Coverages

  • Optional Bodily Injury to Others
  • Medical Payments
  • Collision
  • Comprehensive
  • Substitute Transportation
  • Towing and Labor
  • Bodily Injury Caused by an Underinsured Auto

Homeowners Insurance

The biggest investment most families will ever make is their home. It is extremely important to protect this financial investment with a comprehensive homeowner’s plan. Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.

Basic Protection You Need For

  • Your Home
  • Other Buildings or Structures on your Property
  • Your Personal Belongings – furniture, clothing, appliances, etc.
  • Additional Living Expenses
  • Your Personal Legal Liability

Special Features you can Choose for additional Security

  • Home Replacement Guarantee
  • Replacement cost on Contents
  • Additional Coverage Form
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